Your Retirement Self-Assessment

Retirement planning isn't just about numbers — it's about knowing where you stand today so you can build the future you want. This 10-minute assessment gives you a clear, personalized picture of your retirement readiness.

Everything stays private. Your answers are never stored or sent anywhere — all calculations happen right here on your device.

What's your first name?* So we can make this feel a little more personal.

Tell us about your timeline

Understanding where you are in your career helps us map your journey to retirement.

Current Age* Your age today

Career Start Age* When you started working full-time

Target Retirement Age* When you hope to stop working

Expected Lifespan* Plan conservatively — longer is safer

Cash Flow & Savings

Your ability to save consistently is one of the strongest predictors of retirement success.

Total Annual Household Income* Gross income from all sources — salaries, self-employment, rental income, etc.

$

Total Annual Expenses* Everything you spend in a year — housing, food, lifestyle, debt payments

$

Estimated Cuttable Expenses Per Year Discretionary spending you could reduce if needed — dining, travel, subscriptions

$

Your Net Worth

Enter approximate values — round numbers are fine. Leave items blank if they don't apply.

Assets

Real Estate

Business

Personal Use

Cash & Equivalents

Investment Accounts

Retirement Accounts

Other Assets

Total Assets$0

Liabilities

Mortgages

Business Debt

Long-Term Debt

Consumer Debt

Other Liabilities

Total Liabilities$0

Net Worth$0

Insurance Coverage

Insurance is the foundation of a resilient financial plan. For each area, tell us whether you're covered — and if not, what your contingency looks like.

Your Financial Accounts

Add your major accounts here. This helps us understand how your wealth is structured and where your retirement savings live.

Account Type	Financial Institution	Market Value	Owner

Your Retirement Vision

Now let's look at what retirement actually costs — and what income you expect to have coming in.

Expected Annual Expenses in Retirement* What you expect to spend each year. Many people budget 70–80% of pre-retirement income.

$

Expected Annual Retirement Income* Social Security, pension, rental income, part-time work, annuities — anything guaranteed or expected.

$